General Information for New Merchants

One of our best resources for potential credit card merchants is our FAQ page. 

• Credit Card FAQ
• If you have additional questions or concerns please contact John Layman at 573-882-3318 or Commerce Bank merchant services at 800-828-1629.

What are the setup costs and what are the credit card fees?

• Credit Card Costs

 Steps for Creating a PCI complaint merchant and remaining PCI compliant.

1. Build your merchant manual
   • Submit your merchant manual to laymanj@umsystem.edu for review
2. All 3rd party service providers must pass the 3rd party Service Provider Checklist.
3. Complete, sign, and submit the merchant request form to laymanj@umsystem.edu to create the merchant account.

What are the polices concerning acceptance of credit cards? 

• Credit Card Policies
• PCI DSS Compliance
• Finance Policies